Swastik Health Care
 
What is Swastik Health Care (SHC)?
 
In order to protect the families of members from unexpected eventualities like accidents and also keeping the health hazards in mind, organisation has introduced Swastik Health Care (SHC) concept.
 
Benefits for the members of SHC :
 
Hospitalisation Expenses :
In case of sickness to the member of SHC, hospitalisation expenses will be paid up to the amount of sum assured. This payment is subject to the exclusions mentioned in the application form and certificate.
 
Accident Death Benefit :
In case of death of a member due to any accident, his/her nominee will be paid the compensation as mentioned in accident death insurance column. To claim the accident death benefit, FIR and Postmortem reports attested by Police authorities must be submitted.
 
Natural Death Benefit:
In case of Natural Death of the member, nominee is eligible for the benefit of Rs. 5000/- (Rupees five thousand only) . This benefit is also payable in case of accident death. In case of family memberships all the members are covered for Rs. 5000/- each.
 
Permanent Total Disability Benefit :
In case of permanent total disablement i.e. loss of two limbs or loss of sight of both the eyes or loss of one limb and one eye, compensation as mentioned in accident death insurance column is payable to member.
 
Permanent Partial Disability Benefit :
In case of loss of one limb or loss of sight of one eye, 50% of the amount mentioned in accident death insurance column is paid as compensation to the member.
 
Additional Benefits for the members of SAC :
Cashless benefit will be available at more than 2500 associated hospitals of M/s Paramount Health Care Services Pvt. Ltd, (PHS) throughout India.
Help line from PHS & Swastik Health Care.
Photo ID Card from SHC for discount Purpose.
On producing SAC ID Card at our associated Nursing Homes/Hospitals, Diagnostic Laboratories, Medical Stores and Home Appliances showrooms, SAC Members can enjoy discounts ranging from 5% to 20%. List of the above establishments would be provided to all members.
Photo Id. Card from PHS to avail cashless facility.
Family membership up to 6 members of the family.
 
MEMBERSHIP FEE :
AGE : 03 Months to 65 years.
Scheme Hospitalisation
Expenses Due to Sickness/Accident
(Sum Assured)		 Accident death
Insurance Coverage		 Upto 35 yrs. 36-45 yrs. 46-55 yrs. 56-65 yrs.
A B C D
P1 25,000/- 50,000/- 810 895 1050 1250
P2 50,000/- 50,000/- 1250 1350 1660 1850
P3 75,000/- 1,00,000/- 1725 1850 2300 2550
P4 1,00,000/- 1,00,000/- 2200 2400 2975 3250
P5 1,50,000/- 1,00,000/- 2990 3200 4100 4550

P6

 2,00,000/- 1,00,000/- 3690 3950 5150 5700
 
For Family Membership : Rates where the Elder person of the family is aged less then 55 yrs.
Scheme
Hospitalisation
Expenses Due to Sickness/Accident
(Sum Assured)
Insured +
Spouse
Insured + Spouse + 1 dependents
Insured + Spouse + 2 dependents
Insured + Spouse + 3 dependents
Insured + Spouse + 4 dependents
Accident death Insurance Coverage
A
B
C
D
E
P7
1,00,000/-

 3250 3650 3990 4400 4790

Rs. 1,00,000/- for main member of the family and 50,000/- each for all other members of the family
P2
1,50,000/-

 4190 4690 5190 5690 6190


P3

 2,00,000/- 5290 5995 6695 7375 8075
 
Family- Rates where the Elder person of the family is aged between 56 years & 65 years
Scheme
Hospitalisation
Expenses Due to Sickness/Accident (Sum Assured)
Insured +
Spouse
Insured + Spouse + 1 dependents
Insured + Spouse + 2 dependents
Insured + Spouse + 3 dependents
Insured + Spouse + 4 dependents
Accident death Insurance Coverage
A
B
C
D
E
P10
1,00,000/-

 4380 5190 5790 6425 6990 Rs. 1,00,000/- for main member of the family and 50,000/- each for all other members of the family
P11
1,50,000/-

 6190 6985 7875 8750 9675


P12

 2,00,000/- 7575 8725 9850 10980 12125